In this day and age there are many things in life to enjoy. We at Homeland Federal Savings Bank are here to make these opportunities more affordable for you. We have professionals to take care of all your needs promptly. Our competitive interest rates and terms will make your life easier and free from worry. We pride ourselves in being able to offer services to meet all of your needs whether it's a Real Estate, Home mortgage, Consumer, Commercial or a Business Loan.

Mortgage Loans

There is no place like home especially when it's your own home. In America we all have equal opportunity to own our home. At Homeland Federal Savings Bank there are all types of products available to help with the financing and take away the stress and worry. One of our specialists can assist you in determining what will be best for you. If you're buying, building, renovating or refinancing your home, we have the rates and terms that are affordable for you. Our interim home construction loans will save you money. If you are renovating, we can set up a line of credit that will keep your interest costs down.

• Conventional, long-term fixed rate loans
• Adjustable Rate Mortgages
• Balloon Mortgages
• Construction Loans
• Refinancing
• FHA, and Rural Development Loans

Consumer Loans

At Homeland Federal Savings Bank our consumer loan specialists are friendly and eager to help you with that new car, boat or any other financial needs you may have. Our service is prompt and efficient.

• Personal Loans
• Autos
• Boats
• Camper/RV
• Vacation
• Home Improvement

Commercial or Business Loans

In today's competitive market there are more challenges than ever. You need a bank that is responsive and sensitive to your business needs. Our commercial loan officers at Homeland Federal Savings Bank have the knowledge and expertise that will give you that advantage.

We can help with a line of credit for inventory or operating expenses. We finance equipment purchases with flexible terms built around your business needs and when needed provide a Letter of Credit. Homeland Federal Savings Bank is an eligible lender for SBA loans to qualified borrowers.

In today's world, the individual Farmer faces many challenges such as production costs, weather and changing market prices. Homeland Federal Savings Bank is an eligible lender for FSA 90/10 guaranteed loans for crop loans or other farm related loans.