credit-cards-cat

A Credit Card from Homeland Federal Savings Bank can be a valuable tool in helping you manage your finances. You can monitor your budget and transfer balances all with your credit card. Use your card to your advantage and you’ll have money to do more.

 

 

 

 

Consumer Credit Card Products

Low Rate Card

• Available to all applicants for both Visa and MasterCard.1 Rewards points are not available
for this product. 1
Intro Rate of 2.9% for the first 6 months
• Ongoing APR of Prime + 6.99% 2
No Annual Fee
• 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions.
Visa Benefits of rental car collision damage waiver protection; Gold MasterCard Benefits of rental car collision damage waiver protection and travel insurance.

Online account access and management available at www.cardaccount.net.

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Preferred Points Card

• Available to all applicants for both Visa and MasterCard.1
Intro Rate of 2.9% for the first 6 months
• Ongoing APR of Prime + 11.99% 2
No Annual Fee
• 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions.
Visa Benefits of rental car collision damage waiver protection; Gold MasterCard Benefits of rental car collision damage waiver protection and travel insurance. Earn one point for each dollar spent up to 10,000 points per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.

Online account access and management available at www.cardaccount.net. To view or redeem rewards points visit www.mypreferredpoints.com or call 866-678-5191.

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Business Credit Card Products

Standard Card

• Available to all applicants for Visa 1
No Intro Rate
• APR of Prime + 10.99% 2
No Annual Fee
• 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions.
• Individual and summary billing options
Visa Benefits of rental car collision damage waiver protection and travel insurance.

Online account access and management available at www.cardaccount.net.

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Preferred Points Card

• Available to all applicants for Visa 1
No Intro Rate
• APR of Prime + 10.99% 2
$49 Annual Fee per Account
• 25 day Grace Period on all purchases. No grace period for cash advances or cash equivalent transactions.
• Individual billing option only
Visa Business Benefits of rental car collision damage waiver protection and travel insurance. Earn one point for each dollar spent up to 10,000 points per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.

Online account access and management available at www.cardaccount.net. To view or redeem rewards points visit www.mypreferredpoints.com or call 866-678-5191.

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1The Employee, Preferred Points, and Low Rate consumer products include Gold MasterCard, Visa Classic, and Visa Platinum cards. The Standard and Preferred Points business products are only available for Visa Business cards.
2After introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index (the National Prime Rate published in the Wall Street Journal). The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Federal Reserve Bank. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.

Fees for All Card Products

• Late Fee: $25 NSF Fee: $25 Agent Assisted Pay-by-Phone: $10
• Cash Advance Fee: 3% of the Cash Advance Amount, subject to a minimum fee of $10.
• International Transaction Fee: 2% of the U.S. dollar amount of the transaction converted from the foreign currency.

Card Program Contact Information

• Cardholder Customer Service – 800-367-7576
• Agent Bank Support – 800-443-2819 or banksupport@mybankersbank.com
• Application Processing Fax – 972-650-7054 or tibcredit@mybankersbank.com

Ready To Apply?

Apply Online below, call 318.649.6124 or visit your local Homeland Bank office to complete an application.

* Click below to apply for a consumer or business credit card. Download pdf form, fill it out, sign, and fax or email it back to us to be submitted for approval.

Email: mgregory@homelandfsbank.com

* Electronic mail is not secure and confidential or personal information should not be communicated in this manner.

Fax: 318.649.6167

CLICK HERE TO DOWNLOAD CONSUMER CREDIT CARD APPLICATION
CLICK HERE TO DOWNLOAD BUSINESS CREDIT CARD APPLICATION

Current Cardholder?

Manage Your Account and Rewards

To report a lost or stolen Homeland Federal Savings Bank Visa Credit Card call our Customer Service Center at 1-800-500-1044 or refer to your credit card statement for additional phone numbers.

*For information about the rates, fees, other costs, and benefits associated with these credit cards or to apply, click the application link and refer to the disclosures accompanying the online credit card application. The creditor, issuer and service provider of these cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.